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My husband is in graduate school. Can any of his tuition or textbook costs be deducted?

Two tax credits, the Hope scholarship credit and the lifetime learning credit, are provided for education expenses. These credits generally are available for expenses incurred to pay tuition and related fees. the Hope scholarship credit is available only for more than half-time students, while the lifetime learning credit is available for a broader range of expenses. The credits are also limited if your adjusted gross income is at least $80,000 combined and are completely phased out at $100,000.

The IRS has a very good publication to help you with this information, called "Publication 17: Your Federal Income Tax." Chapter 36 discusses the education credits. You can download this publication from the IRS for free from their Web site at:

http://www.irs.ustreas.gov/plain/forms_pubs/pubs.html

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Keith Hall - Keith Hall is a certified public accountant and the NASE National Tax Advisor. He operates a private tax and financial consulting firm in Dallas, Texas. Hall is one of the CPAs involved with NASE TaxTalk, where more than 10,000 small-business questions are answered every year. He has more than 21 years of consulting experience with small businesses, including more than 11 years working with the NASE.

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