For more information about the benefits featured here, and to take advantage of all your NASE benefits, call Member Services at 800-232-NASE.

Get The Mortgage Loan You Deserve GreenPoint’s True NoDocSM makes it easy for self-employed professionals to borrow money for home purchases or refinancing. The True NoDoc requires no verification of income, assets or employment. You don’t even have to show perfect credit. GreenPoint is the acknowledged industry expert in no-documentation mortgages. And the True NoDoc is the leading no-documentation mortgage in the country. It’s great for home purchases, whether you’re buying your first house or your fifth house. And it’s great for refinancing your home to lower your monthly payments or to give you access to a lower interest rate. You many even want to use the True NoDoc to expand your business or get extra cash to pay bills. Priced competitively with standard mortgages, the True NoDoc can give you the mortgage you deserve–in the least amount of time and with the least amount of hassle. GreenPoint’s one-page application doesn’t ask for information about your income, assets or employment. That’s why it’s called the True NoDoc. How is GreenPoint able to offer the True NoDoc? It’s simple. You provide at least a 25-percent down payment. GreenPoint believes that if you’re willing to invest at least 25 percent of the value of your property, then you’ll repay the loan. And you can have confidence in GreenPoint Mortgage. Founded in 1868, GreenPoint Mortgage is the principal subsidiary of GreenPoint Financial Corp., a $13 billion bank holding company listed on the New York Stock Exchange (GPT). Get the credit you deserve without enduring the hassles. Find out how GreenPoint’s True NoDoc can work for you. Credit subject to approval. Loans require appraisals and credit reports. Maximum loan amounts and loan-to-value ratios apply. True NoDoc is a service mark of GreenPoint Financial Corp. GreenPoint Mortgage Corp. (GPMC) is licensed by the Department of Corporations under the California Residential Mortgage Lending Act. GPMC is also a Georgia Residential Mortgage Licensee; a Massachusetts Mortgage Lender (ML0674); a licensed Arizona Mortgage Banker (BK15861); an Illinois Residential Mortgage Licensee; a licensed New Hampshire First Mortgage Banker (2507-MB); a Rhode Island Licensed Lender and a Licensed Mortgage Banker–New Jersey Department of Banking. New York address is 1981 Marcus Avenue, Lake Success, N.Y., 11042. GPMC will be performing acts requiring these licenses. Subject to change without notice. Equal Housing Lender.

Save As You Invest With Siebert

Muriel Siebert & Co. Inc. provides a full range of discount investment services and top quality customer service for experienced investors or those just starting out. No matter how large or small your portfolio, Siebert offers just what you need:
• More than 7,000 mutual funds
• Custom retirement plans
• Fixed income securities
• Free automatic dividend reinvestment
• Invest via a broker, Internet or telephone

Siebert’s mutual fund experts don’t provide advice–but they will help you evaluate alternatives and point you in the direction that’s right for your investment goals. Plus, NASE Members get access to Siebert’s services at big savings:
• First trade free**
• 20 percent off Siebert’s already low regular commission schedules
• 5 percent off $14.95 SiebertNet trades***
• 10 percent off the $35 transaction fee for any mutual fund which has a fee

Discover why SmartMoney and Forbes rate Siebert as one of the best discount brokers around. And don’t forget that as an NASE Member you save even more than everyone else!

*Available on 6,000 stocks
**Maximum $100 credit
***Any type of equity order up to 1,000 shares; 2 cents per share after that

Learn Secrets To Reduce Your Taxes If you operate a home business, you need the tax secrets shared in Tax Advantages For Your Home Based Business. Just follow the guidelines in this nationally-acclaimed system and you’ll never lose another legitimate business deduction. Learn how to deduct expenses such as: • Meals for family, friends and business associates • Educational expenses for your children • Entertainment expenses such as season tickets to sporting events and the theater • Travel, including vacations to destinations around the world • Home office expenses you might be missing • Automobile costs • Even wages paid to your children and spouse This comprehensive system was developed by Sandy Botkin, president of the Tax Reduction Institute. A certified public accountant and attorney who was formerly with the chief counsel’s office of the Internal Revenue Service, Botkin reveals all the secrets that will permanently reduce your tax bill. Plus, he delivers all the documentation and record keeping tips you need to make your home business audit-proof if the IRS ever comes calling. Tax Advantages For Your Home Based Business gives you a series of eight audio tapes and an accompanying workbook. Although it normally retails for $295, NASE Members can now tap into this money-saving resource for the low price of just $80, plus shipping and handling. Return to the table of contents

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