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Health Care Survey
Over 66% of small business owners responding to a new survey conducted by the National Association for the Self-Employed (NASE) ranked “decreasing monthly premiums” as the one thing they would change about their current health care plan. The survey, conducted October 27, 2014 through January 19, 2015, gauges the opinions of 188 small business owners and self-employed entrepreneurs nationwide on the issue of health care.
In addition to the overwhelming majority of respondents citing the monthly premium costs as a major concern, 53% of those surveyed said they had either “low” or “very low” confidence they will be able to obtain both affordable and comprehensive health care coverage in 2015. Greater than 23% of those we surveyed are budgeting to spend more than $10,000 on health care expenses alone this coming year. That level of spending on health care costs hurts the bottom lines of America’s smallest businesses and it impedes their ability to save, grow and create new jobs.
Furthermore, the survey found that the majority of self-employed do not qualify for health care premium subsidies. This re-enforces the need to find ways to drive down the overall cost of health insurance for those in the individual marketplace. While businesses continue to receive tax incentives and benefits for providing health insurance to their employees, the self-employed and micro-business entrepreneurs are saddled with the high cost of compliance with the ACA health care mandate.
The NASE continues to work with all of our partners, on and off Capitol Hill, to bring down the cost of health insurance and allow for the self-employed to utilize health care tools that other businesses have access to.