How to Fit Your Small Business Into Your Home

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How to Fit Your Small Business Into Your Home

Aug 12, 2022
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When starting a small business in your home, you will quickly realize how complicated a process it is. It is essential to do your research before jumping into an investment as large as this, and knowing what to expect can help streamline the business-building process. Continue reading to learn more about how to fit your small business into your home. 

Figure Out Your Finances

In order to build a small business, it’s important to investigate and discover what it takes financially to achieve your goals. Once you have figured out what type of business you want to launch, it is essential to know how to finance your business. There are many different ways to finance your business so it’s important to explore which options are best suited for your business plan.

If outside financial assistance is the preferred option for you, taking out a loan or looking to investors may be a good option. When considering what type of loan to take out for your small business there are many routes you could take. As a homeowner, one option you're privy to is a home equity line of credit loan. A home equity line of credit loan allows you to borrow money against the equity you’ve built in your home and receive that money as a line of credit. Another type of loan you could consider would be a small business loan. This type of loan is partially guaranteed by the government, eliminating some of the risk for the financial institution issuing the loan. A small business loan can be difficult to get approved for, but if you do, it can also be a great way to get help in financing your business.

On the other hand, self-funding allows you to leverage your financial resources to support your business without having to deal with taking out a loan or working on a third-party timeline. Different types of self-funding options include turning to family and friends for financial help, utilizing your savings accounts, or even tapping into your 401(k). It’s important to ensure that you have the proper financing in place before you try to start your business to make sure that you are successful from the start.

Consider What Licenses and Permits Are Necessary

Once you have decided on the type of funding you would like to pursue for your business, the next steps include identifying what types of licenses or permits you’re required to have. There are certain ones you need to qualify for to legally run your business and which ones you need will vary depending on the type of business you’re looking to start. A necessary permit for practically every business is a general business license. This type of license is essential for running an at-home business as it allows you to act in accordance with the local jurisdiction while complying with local zoning ordinances. You must obtain all of the correct licenses and permits ahead of time so that when you start your small business, you’ll be operating in accordance with the local regulations.

Design Your Own Office Space

Along with the licenses and permits necessary for your at-home business, it’s also important to look at the organizational aspects. Starting a small business from home has many challenges and can be difficult to accomplish if you don’t take the time to understand what you need to be successful. After you explore the technical aspects of your business, you must figure out how you want to set up your home office. If you are starting your business from your home, it’s important to create an office. 

Rather than working from your kitchen or living room, you should create a space that is dedicated solely to work tasks. Having a dedicated office in your home allows you to better separate your professional life from your personal life and eliminate possible distractions. If you have a room in your house that you want to convert into an office, you should first declutter the space, making room for the necessary technology, furniture, and equipment that you might need.  Some equipment that you might need for your home office includes a desk, an ergonomic chair, a monitor, a printer, and a work-specific phone.

Keep Your Inventory Organized with Proper Storage

In addition to having an ideal office setup, it’s equally as important to make sure that you have the storage space for any inventory that you may carry. If you are a business that carries a lot of inventory, it may be a good idea to dedicate a space in your home to that as well. Ensuring you have the proper space for your business will help create peace of mind and allow you to start off on the right foot. 

You could store some inventory in a part of your office, but depending on the amount you will have, it might make more sense to convert your garage or shed into a storage space. Along with creating a dedicated storage space, you should also make sure to develop a method to manage your inventory. Some ways to ensure that you are managing your inventory efficiently can be by adding storage containers, or cabinets with labels so that you can quickly see what inventory is where. You should also check and record your inventory weekly to get a better idea of what you have so that you can ensure that you are not selling more items than you currently have. Taking the time to organize your inventory will help you to better manage it, and present signs of when a restock is necessary.


When it comes to fitting your small business into your home, it is important to take the time to research exactly what is required to start your business. Figuring out your finances, the required licenses and permits, and your office space, can provide you with a solid foundation to ensure that the process can run as seamlessly as possible.

The opinions expressed in our published works are those of the author(s) and do not necessarily reflect the opinions of the National Association for the Self-Employed or its members.

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