MetLife Accident Insurance

MetLife Accident Insurance

Member Benefit Explanation


Add accident insurance coverage to help offset costs that may not be covered under your existing medical plan.

This insurance provides you with a lump-sum payment after an accident to use as you see fit. It can help with out-of-pocket expenses such as deductibles, copays, transportation to medical centers, childcare and more.

Accident insurance through the NASE may include benefits for:

Fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, second- and third-degree burns.
Medical services and treatments:
Ambulance, emergency care, therapy services, medical testing (including x-rays, MRIs, CT scans), medical appliances and certain types of surgeries.
Hospital admission, confinement and inpatient rehab after an accident.
Additional benefits:
Loss and paralysis; supplemental benefit for lodging.
Guaranteed acceptance and convenient payment through the NASE.
NASE Monthly Member Rates:
As a NASE member, you may purchase this additional accident insurance at the rates listed below.
Rates are subject to change
Plan Coverage Type
(Who Is Covered)
NASE Member
= Provider
+ Admin
Low Member Only $11.77 = $9.77 + $2.00
Low Member + Spouse $21.55 = $19.55 + $2.00
Low Member + Children $24.28 = $22.28 + $2.00
Low Member + Spouse & Children $29.56 = $27.56 + $2.00
High Member Only $16.89 = $14.39 + $2.50
High Member + Spouse $31.27 = $28.77 + $2.50
High Member + Children $35.30 = $32.80 + $2.50
High Member + Spouse & Children $43.07 = $40.57 + $2.50

*Administrative fees include: transaction fees, enrollment, recordkeeping, data filing, printing and postage

An accident can bring unexpected expenses.
Accident insurance can help you get back on your feet. An accident can happen to anyone in the family – and with it can come unexpected expenses not covered by medical insurance. You may want to consider accident insurance if:

You and your family have an active life style
Your children play sports
Your medical plan has high deductibles or copays

Accident insurance:

Covers your family for a wide array of accidental injuries, including broken bones, concussions, dislocations, and second and third-degree burns.
Provides a lump-sum payment when a covered person has medical services and treatments related to accidental injuries, such as certain doctor visits, ambulance transportation, medical testing and physical therapy.
Is a valuable complement to your medical insurance.
Provides payment directly to you, which you can use any way you see fit.

It's Easy.

There are no waiting periods and with hassle-free claims process, you have less to worry about.
You may have a choice of plans to fit your budget and specific needs.

This benefit is NOT available to residents of the following states: Alaska, Delaware, Florida, Louisiana, Maryland, Maine, Missouri, Montana, North Carolina, New Hampshire, New Mexico, Oregon, Utah, Vermont, Washington, West Virginia.

The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There are benefit reductions that begin at age 65, if applicable. Like most group accident and health insurance policies, policies offered by MetLife may include waiting periods and contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP14-AX-ASSN or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York.

Metropolitan Life Insurance Company  |  200 Park Avenue  |  New York, NY 10166

L0320002254[exp0321][All States][DC,GU,MP,PR,VI]    © 2020 MetLife Services and Solutions, LLC

To take advantage of this benefit and others that the NASE has to offer you must be a member.

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Once logged in as a member, you will see additional instructions for this benefit on this page.

Not a Member?

At the NASE, we realize that the needs of all businesses are not the same. This is why we have created multiple memberships to select from that fit your business, home, medical needs and more.

We would like to invite you to view our Benefits at a Glance to help you make an informed decsion and maximize your investment.

Have Questions or Need Help?

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The benefits explained herein are offered at the sole discretion of the association and may vary by availability, vendor and state of residence of the member. Vendors reserve the right to withdraw or change their offers without notice. The association makes no affirmation of fact or promise relating to the goods and services, and specifically disclaims any warranty, expressed or implied, as to the merchantability of the goods and services reflected. To be entitled to the association benefits, you must be a member in good standing and dues must be paid current.


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