January 2015

  • How the Affordable Care Act Will Impact Your Business in 2015

    Jan 29, 2015

    Since it passed in 2010, the Patient and Protection and Affordable Care Act (the full title of the bill) or “ACA” has transformed the way Americans and business buy health insurance. From access to availability, minimum requirements of health care coverage, and enhanced consumer protections, every single American’s health insurance has been impacted. This year additional changes could be coming down the pipe, including implementation of the individual coverage penalty, a Supreme Court challenge to health care subsidies, and repeal of the entire bill by the Republican controlled Congress. As a business owner, it is important that you keep abreast of the latest health care news!

  • ACA Penalties

    Jan 29, 2015

    Q: I know most people are confused, but exactly how much will my penalty be if I didn’t have the required ACA compliant health insurance policy? A: The most difficult part of your question is the word ‘exactly’ since the actual amount that any of us would pay is kind of a moving target. Let’s start with the basic idea of how much your penalty could be. There are two calculations and you will be required to pay the HIGHER of these two amounts:

  • Marketing Self-Employment

    Jan 29, 2015

    Fred Diamond is the President of Diamond Strategic Marketing (DSM) and Founder of the Institute for Excellence in Sales & Business Development (IES&BD). Though Fred joined the NASE in 2004 initially for the health insurance, he agrees the NASE has proven over the years to offer much more than just a source of health insurance. Diamond Strategic Marketing helps growing companies (local, national and international) develop sound and smart product and vertical marketing strategies that lead to revenue rewards. The Institute for Excellence in Sales & Business Development provides thought leader-led workshops for selling professionals across the US.

  • Health Reimbursement Arrangements (HRAs)

    Jan 29, 2015

    In the closing days of the 113th Congress, Representatives Boustany (R-LA) and Thompson (D-CA) introduced H.R. 5860, the Small Business Healthcare Relief Act of 2014, which would allow for standalone health reimbursement arrangements (HRAs) for small employers (49 or less employees).

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