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Can I Take The Home Office Deduction?

Q. I have an apartment in Maryland in which I use half of the 2nd bedroom (converted to an office) for my graphic design business. The second half of the room contains my husband's things. Can I take a home office deduction? I use my part of the room exclusively for business. Basically, I just have a desk and a computer on my side of the room. I also was wondering if I did take the home office deduction, can you also deduct gas and electric according to the percentage of the apartment you are using for business?

A. If you use the portion of the room regularly and exclusively for business then you would qualify for the home office deduction. You don't have to formally partition off that side of the room. So don't go buy some portable wall or decorative partition, because that is not required. As long as it is functionally separate and exclusive, you don't have to have it physically separated.

The indirect expenses, such as the electricity, gas, and other utilities will be partially deductible and would be included on the home office deduction form. You will use IRS form 8829, Home Office Deduction, to include all of your expenses and to calculate the deduction. You can download the form for free from the IRS website at www.irs.gov.

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Comments  2

  • Susan Tuttleman 11/6/2009 12:00:00 AM

    I’ve been freelancing all yr (thank goodness) and haven’t paid any taxes on the money I have earned. I was told to take 30% of my income and put it away for taxes, but now my account is saying I also have to pay an additional 15% of my income to pay my SS, Medicare, etc. which would normally be my employer. Is that correct? I was also told I would have to pay a penalty, because I haven’t paid taxes, is that correct?

     

    Thank you

  • KEITH HALL 11/6/2009 12:00:00 AM

    Hey Susan:

    Thanks for your follow up and congratulations on your year so far.  I am not sure I have any good news for you since your net earnings from your freelance activities will be subject to self employment taxes. The SE tax is the 15.3% that your accountant mentioned that ends up funding the Social Security system in the same way as FICA and Medicare tax for employees.  The SE tax is part of your personal return and therefore, should be part of your quarterly estimated tax, which brings me to your second question.

    If you indeed have taxes due, the IRS does want their money evenly throughout the year as you have earned it.  This is accomplished via quarterly estimated tax payments.  If you were indeed required to make such payments and did not as your accountant indicated you will be subject to an underpayment of estimated tax penalty.  The best advice here would be to sit down with your accountant to go through the math to see how much if any you may owe.  Then you can determine how to best meet the liability and minimize any additional penalties from this point forward.

    For more detail, submit a question through NASE TaxTalk and we can visit more about your personal situation. 

    Keith


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Keith Hall - Keith Hall is a certified public accountant and the NASE National Tax Advisor. He operates a private tax and financial consulting firm in Dallas, Texas. Hall is one of the CPAs involved with NASE TaxTalk, where more than 10,000 small-business questions are answered every year. He has more than 21 years of consulting experience with small businesses, including more than 11 years working with the NASE.

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