Explore Your Benefits For 2009
Save money with NASE benefits for your business, your lifestyle and your health.
Visit www.NASE.org to explore all of your
benefits.
Payroll And Small-Business Services
NASE Premier
Members can take advantage of ADP, the nation’s largest payroll company that
specializes in micro-businesses.
ADP’s services and products can help
you comply with payroll regulations and run your business more effectively.
- Payroll Services: W-2 processing; tax filings for Forms 940, 941 and state
unemployment insurance; state income tax filings, tax depositing, and more – all
with a 20-percent discount for NASE Premier Members
- HR Help Services: Human resources consultants on staff to answer any state
HR questions you have; employee handbook templates available (all included with
payroll services)
- Workers’ Compensation Insurance: Eliminate down payments and audit surprises
and simplify the administration of your workers’ compensation policy using ADP’s
Pay By Pay insurance service
Plus, ADP offers many retirement
solutions, including SoloK, EasyPayK, 401K and SIMPLE IRA.
Legal Assistance
Don’t go it alone when
your micro-business faces legal issues. Legal Club of America
® – Small Business Plan gives you access to a
national network of attorneys in every field of law.
NASE Premier
Members have access to the plan at no additional cost. NASE Access Members pay
only $199 a year.
With this plan attorneys will:
- Review documents monthly
- Make initial and follow-up calls
- Write collection letters on your behalf
- Consult with you on new legal matters
- And more
NASE Health Reimbursement Arrangement (HRA)
By using an
NASE HRA, you could save more than $3,500 in annual income taxes. And NASE
Members have access to this HRA at no additional cost.
With the NASE
HRA, you can deduct qualified medical expenses from your federal, state and
local taxable income as well as from net earnings from self-employment. You
could be deducting these basic expenses:
- Health insurance premiums
- Dental insurance premiums
- Prescription medications
- Over-the-counter medications
- Vision care and eyeglasses
- Doctor office visits
- Chiropractic care
- Insurance deductibles and co-payments
Your HRA plan can be
customized to your specific business needs so you enjoy maximum flexibility
while saving significant tax dollars. Complete the no-obligation online
application today.
Business Formation Services
Incorporating or
forming a limited liability company (LLC) could help establish credibility for
your micro-business and give you tax advantages.
BizFilings provides
corporation, LLC and nonprofit formation in all 50 states. You can also obtain S
corporation status and get a federal tax identification number (EIN). Choose
from three formation packages, with savings from $20 to $60.
BizFilings
even offers discounts on business license application packages and DBA (doing
business as) registrations.
Pet Insurance
Get financial protection for
those unexpected accidents or illnesses that happen to your four-legged family
member. NASE Premier Members enjoy a 10-percent discount on pet insurance.
From comprehensive illness coverage to accident-only protection,
PetCare
® offers a variety of coverage
forpets of all ages. You can even use the licensed veterinarian of your choice.
The plan features these benefits:
- Guaranteed acceptance and lifetime coverage
- Premiums that don’t increase as your pet ages
- Fast claims turnaround, usually within five business days of receiving your
completed claim form
Family Legal Services
Save on family legal
services by becoming a member of Legal Club of America
® – Family Plan. You’ll enjoy free and discounted
services including:
- Unlimited initial consultations for each new matter
- Preparation of a free Simple Will and free annual updates
- Discounted hourly rate of $75 for extended legal care
- 10-percent discount on contingency-based cases
The Family Plan
gives you access to a nationwide network of qualified attorneys. NASE Premier
Members pay only $59.95 per year; Access Members pay only $79.95 per year.
Roadside Assistance
NASE Premier Members enjoy
automatic membership in Motor Plan emergency roadside assistance. You can even
add your spouse and dependents at no additional cost.
Out of gas? Flat
tire? Dead battery? No problem. Just call toll-free anywhere in the U.S. or
Canada and receive 24-hour service.
Motor Plan also gives you trip
planning resources that include free maps, mileage guides, destination
information and motel/hotel directories.
Dental Care Discounts
Save up to 60 percent on
virtually all dental procedures for you and your family:
- Cleanings and fillings
- Root canals and crowns
- Orthodontics for children and adults
NASE Members pay a low $8 per
month for the Individual Program and only $12 per month for the Family Program.
This special program through Careington International gives you access
to more than 78,000 dentists nationwide. You have unlimited access to care with
no limits on the number of visits.
Physician Consults By Phone
NASE Premier Members
and their dependents have on-demand access to health care at no additional cost.
TelaDoc™ is a network of board certified primary care physicians
available over the telephone 24 hours a day, 365 days a year. Simply make a
phone call, and speak to a licensed doctor in less than three hours.
TelaDoc is available nationwide for non-emergency medical assistance.
Call TelaDoc when:
- You can’t reach your primary care physician
- Your primary care physician’s office is closed
- You can’t reach your primary care physician
- You need a recurring prescription filled (short-term only)
- You need medical attention that might be resolved without seeing your
primary care physician
- You have medical questions or medical concerns