Premium Costs A Barrier To Insurance For Micro-Business

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Premium Costs A Barrier To Insurance For Micro-Business

For Immediate Release: Contact:    Kristin Oberlander
(202) 466-2100
Twitter: koberlander


One Quarter Of Entrepreneurs Currently Uninsured

Washington, D.C., March 10, 2009 --
High health insurance premiums and other health care costs are forcing many small businesses owners to go without health insurance. In a recent online poll by the National Association for the Self-Employed (NASE), a quarter of respondents were currently uninsured, and almost three-quarters of respondents (71 percent) have been uninsured at some time.

Cost seems to be the main barrier to insurance for the self-employed and micro-business owners, with 29 percent of currently uninsured respondents citing "cost/affordability" as the main reason they were without health insurance. Forty-four percent of respondents indicated that the main reason they had been uninsured at some point in time was because they were unable to afford premium costs.

Close to half of survey respondents (41 percent) indicated that they would be most encouraged to purchase health insurance if insurance premium costs became more affordable. Eleven percent of respondents also indicated that they would be more likely to purchase health insurance if they could obtain insurance regardless of health status.

Posted in the members-only portal on the NASE Web site and advertised in the NASE's eNewsletter, the survey was available for members to take in February 2009. Over 240 NASE Members opted-in to the non-scientific survey and members were prohibited from taking it more than once.

Please contact Kristin Oberlander by phone at 202-466-2100 or by email at with additional questions or to schedule an interview.


About the NASE
The National Association for the Self-Employed (NASE) is the nation's leading resource for the self-employed and micro-businesses, bringing a broad range of benefits to help entrepreneurs succeed and to drive the continued growth of this vital segment of the American economy. The NASE is a 501(c) (6) nonprofit organization and provides big-business advantages to hundreds of thousands of micro-businesses across the United States. For more information, visit the association's Web site at

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