MetLife TakeAlong Dental

MetLife TakeAlong Dental

Member Benefit Explanation



Finally, a dental insurance plan that stays with you, as you go through different stages of your life.

As a member of the National Association for the Self Employed, you now have an opportunity to enroll in MetLife TakeAlong DentalSM. TakeAlong Dental offers an individual dental policy or a non-insurance discount dental program. In either case, you can take this benefit with you no matter what life-changing event you experience. It's a dental benefit that stays with you.1 So take a closer look at this great benefit and enroll online or by phone.

Three valuable program options
No matter which program you choose, you'll enjoy competitive prices and great benefits such as:

PPO:

  • Three benefit coverage levels to choose from: Low, medium or high.
  • Flexibility to choose any licensed dentist, in- or out-of-network, and still receive benefits.1
  • Save an average of 35% to 50% off dentist list prices with in-network providers for everything from fillings to crowns.2
  • No referral needed for specialty care.
  • Access to thousands of participating dental locations across the U.S.

Dental HMO/Managed Care3:

  • Currently available to California, Florida, New York and Texas residents.
  • Two benefit coverage levels to choose from: Low or high.
  • At the time of enrollment, pre-select a dentist who participates in the network.
  • Broad network of carefully screened general dentists and specialists who provide quality dental care at a reduced cost.
  • No waiting periods, claim forms, deductibles or annual maximums.

MetLife Discount Dental Plan4:

  • This is a discount plan and is not insurance.
  • Discount plan for dental services from nationwide networks of participating providers.
  • Save 5% to 50% on most dental procedures.
  • 5% to 20% savings on orthodontics, including braces and retainers.2
  • 5% to 20% reduction on specialist's fees. Specialties include endodontics, oral surgery, orthodontics, pediatric dentistry, periodontics and prosthodontics where available.2
  • Cosmetic dentistry, such as bonding and veneers, is also included.
  • You may visit any dentist participating in the program.
  • All dentists must meet highly selective credentialing standards based on education, background, license standing and other requirements.5
  • The program is not available in Washington, Utah and Vermont

It’s easy to get started.
Find all the information you need in one convenient location at metlifetakealongdental.com

MetLife TakeAlong Dental availability varies by state.

1. Your out-of-pocket expenses will usually be less if you visit an in-network dentist.
2. Based on MetLife data. Negotiated fees refer to the fees that participating dentists have agreed to accept as payment in full for covered services rendered by them, subject to any copayments, deductibles, cost sharing and benefit maximums. Negotiated fees are subject to change. Negotiated fees do not apply to non-covered services in states that prohibit limitations for services not covered under a plan. Participating providers in these states may charge their non-negotiated fees for non-covered services.
3. Dental Managed Care Plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation in NY. Dental HMO plan benefits are provided by: SafeGuard Health Plans, Inc., a California corporation in CA; SafeGuard Health Plans, Inc., a Florida corporation in FL; SafeGuard Health Plans, Inc., a Texas corporation in TX; and MetLife Health Plans, Inc., a Delaware corporation and Metropolitan Life Insurance Company, a New York corporation in NJ. The Dental HMO/Managed

Care companies are part of the MetLife family of companies.

“DHMO” is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: “Specialized Health Care Service Plans” in California; “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida statutes in Florida; “Single Service Health Maintenance Organizations” in Texas; and “Dental Plan Organizations” as described in the Dental Plan Organization Act in New Jersey..

4. DISCLOSURE: THIS PLAN IS NOT INSURANCE. The MetLife Discount Dental Program IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. [The list of participating providers is available on this site.] A written list of participating providers is available upon request. You may cancel within the first 30 days after the effective date or receipt of membership materials (whichever is later) and receive a full refund. Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone (800) 441-0380.

This program is not available in Washington, Utah and Vermont.

5. Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor's credentialing process and requirements, not MetLife's. If you should have any questions, contact MetLife Customer Service.
6. All services/procedures, even those listed, may not be available under all programs/benefit coverage levels.
7. Savings from enrolling in a dental benefits program will depend on various factors, including the program’s cost, how often members visit a dentist and the cost of services rendered.
8. Orthodontia is not covered under all programs/benefits coverage levels. Please visit metlifetakealongdental.com for complete details.

Dental benefits are provided by Metropolitan Life Insurance Company (MetLife) or an affiliate of MetLife. Certain administrative services are provided by Careington (Careington), Frisco, TX. Careington is not affiliated with MetLife or its affiliates. In certain states, availability of the individual dental product is subject to regulatory approval. Like most benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact MetLife for costs and complete details.

MetLife Discount Dental Program is provided through Careington International Corporation, Frisco, TX. Careington International Corporation is not affiliated with MetLife or its affiliates.

Vermont Residents: Any applicable waiting periods are limited to a maximum of six months. Once enrolled, this will be reflected in your policy.

For Colorado Residents: This policy DOES NOT include coverage of pediatric dental services as required under the Affordable Care Act. Coverage of pediatric dental services is available for purchase in the State of Colorado and can be purchased as a stand-alone plan. Please contact your insurance carrier, agent or Connect for Health Colorado to purchase either a plan that includes pediatric dental coverage or an Exchange-qualified stand-alone dental plan that includes pediatric dental coverage.

Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166
L0524040841[exp0526][All States][DC,PR,VI] © 2025 MetLife Services and Solutions, LLC.

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The benefits explained herein are offered at the sole discretion of the association and may vary by availability, vendor and state of residence of the member. Vendors reserve the right to withdraw or change their offers without notice. The association makes no affirmation of fact or promise relating to the goods and services, and specifically disclaims any warranty, expressed or implied, as to the merchantability of the goods and services reflected. To be entitled to the association benefits, you must be a member in good standing and dues must be paid current.

 

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