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One Day Decisions

The fastest way to settle without court, collections or credit damage.™ is the only online entity that conveniently resolves dollar-based disputes from anywhere, in a legally binding manner, in as little as one day, with no litigation, faster payments, higher collection amounts, easier terms and no credit damage.

About One Day Decisions:

  • The COVID-19 Era: Settle your disputes without risking your health. Civil courts will most likely be backlogged for a while. Get your disputes done quickly so that you can focus on your business.
  • Small business owners like you can’t afford to waste time going to court or chasing collections with clients, customers and vendors.
  • Unlike small claims court and other venues, One Day Decisions is the first settlement service where any disputed dollar amount can be settled completely online in as little as one day, from any geographical location.
  • Anyone can sign up and invite the opposing party to settle a case at no charge. One Day Decisions charges a low, one time, non-refundable fee to both
    parties, which is far less than court, lawyers, mediators or time lost from work.
  • Short video tutorials guide users through each step of the process and can be played on any computer or mobile device.
  • After both parties agree to participate and pay a low, onetime, non-refundable fee, ODD calculates a fair settlement and offers up to three chances to settle. Notification of offers and counteroffers are sent by email. Once an agreement is reached, the settlement amount is paid by credit card through the
    website and payment is issued within 7-­-10 business days.
  • Both parties will also download a Certificate of Resolution (valid in all 50 states) that certifies the matter to be permanently settled and free from any further pursuit.


  1. The COVID-19 Era: Stay safe and healthy by avoiding a crowded court house
  2. No charge to file a case
  3. Debtors can get their debt discounted
  4. Receivers get their money faster – within 7-10 business days
  5. Save the costs of missing work
  6. Avoid spending money on expensive lawyers, mediators, and arbitrators
  7. Avoid using a collection agency (which take 30% of what little they collect)
  8. Avoid face-to-face confrontation in court, arbitration or mediation
  9. Debtors pay what they owe with a credit card rather than a lump sum check
  10. Unlimited by court jurisdictions, cases get settled anywhere in the country
  11. Debtors avoid credit score damage from a court judgment
  12. All settlements are final and binding

The fastest way to settle without court, collections, or credit damage.™

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