NASE Member Charlie Arnold Testifies on ACA Impact on the Self-Employed

NASE Advocacy Efforts

Know Your Self-Employed Rights

Through NASE, the self-employed and micro-businesses have a powerful voice representing their interests. NASE has a strong track record of advocating for its Members on Capitol Hill.

NASE Member Charlie Arnold Testifies on ACA Impact on the Self-Employed

On Thursday, March 6, 2014, NASE Member Charlie Arnold provided testimony to the House Committee on Small Business Subcommittee on Contracting and Workforce on a hearing titled "Obamacare and the Self-Employed: What About Us?"

During his testimony, Arnold offered the perspective of our nation’s smallest businesses – the self-employed and micro-businesses.  His testimony centered around the ongoing confusion small business owners across the country continue to have in regards to healthcare enrollment, as well as the difficulties in interpreting new rules issued governing Health Savings Accounts (HRAs) and the disparity between “big business” and the small business community. 

He testified:  

“The impact of the ACA on my business appears to be limited. I currently have only two full-time employees and several seasonal employees defined as ‘leased’ employees. Yet, I have found myself in a continued state of confusion to the status of my current health care coverage. As well as the additional confusion caused by the restrictive actions taken by both the Departments of Treasury and Health and Human Services toward the rules governing Health Savings Accounts (HRAs), and the continuing disparity faced by the self-employed versus ‘big business’, namely the two reprieves given by the Obama Administration to larger businesses in the last year that grants them freedom from complying with the new law. However, the self-employed are left having the March 31, 2014 enrollment deadline looming over our heads, while we are forced to confront the potential for possible penalties for not enrolling in Obamacare.” 

“I would be remiss if I did not echo the calls by the NASE for parity between the ‘big business’ community and America’s smallest businesses. The self-employed and micro-business community, representing nearly 76 percent of the entire small business community, continues to struggle in meeting the ACA’s compliance requirements while our corporate counterparts continue to get a pass from the Administration. Specifically, the NASE is calling for a one-year delay in the individual mandate penalty for one calendar year….Additionally, due to the problems with the launch of the new health care system, we also urge the Administration and Congress to extend the open enrollment period until the end of 2014. This extension would allow adequate time for both individuals and small business owners to properly educate themselves about the best and most affordable health care plans available to meet their unique needs.” 

Read full text of Charlie Arnold's testimony- 

Courtesy of