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Ask The Experts: Canceled Health Insurance

Q: My health insurance plan was just canceled. My business is too small for group insurance. My insurance increased from a good PPO policy with a rate of $300 per month and a $1,000 deductible to a similar policy at $1,250 per month and a $10,000 deductible. I’m leery of giving my information to the new Health Care Exchange. I can’t believe I’m going to have to pay more for my monthly health coverage than my mortgage. What is NASE doing about health insurance?

Jan 27, 2014

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Answering the Call to Help Others

Q: What inspired you to enter the field you are in? My main inspiration for doing the work I do is because I’ve done my own healing work and know the profound impact it has had on my life. So I want to offer that to others. I also believe that being a therapist is my calling; it’s what I’m meant to be doing with my life.

Jan 27, 2014

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Happy New Year! YOU GET TO PAY MORE TAXES

Individuals and families will see a little less in their paychecks starting January 1, 2014 – wage earners and self-employed individuals who make more than $200,000 (individual) and $250,000 (couple) will be assessed an additional 0.9 percent Medicare surtax on top of the existing 1.45% Medicare payroll tax as well as a 3.8% Medicare tax on unearned income ((investment dividends, rental income, interest and capital gains on property).

Jan 27, 2014

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Self-Employed Workers' Big Concern About Obamacare Subsidies (Bloomberg Businessweek)

In 2013, my husband and I were both employed and had company-provided health insurance. In 2014, we are both unemployed and starting our own business. We’re not sure what kind of income we’ll bring in this year so we’re not sure how to figure out if we qualify for Obamacare subsidies. Our 2013 income will be too high to use as an estimate. Also, if we qualify for large subsidies, can we take them now and then reduce them later if our business takes off and we make more than expected? This seems like an obvious concern for many self-employed people.

Jan 24, 2014

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Small businesses have wish list for new SBA head (AP)

Maria Contreras-Sweet, are you listening? Now that President Barack Obama has nominated you to run the Small Business Administration, owners have a to-do list for you.

Jan 22, 2014

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Small business owners breathe sigh of relief as Obama taps SBA leader (Washington Post)

It had been nearly a year since the White House started searching for a new leader for the Small Business Administration, and more than four months since the former top executive gave up the wait and departed, leaving the agency in the hands of a more-than-capable but not-quite-official interim leader.

Jan 17, 2014

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Obama Picks Maria Contreras-Sweet to Lead the SBA (Reuters)

After more than six months without a leader, the Small Business Administration may finally have a new chief. President Barack Obama is set to nominate Maria Contreras-Sweet, the founder of ProAmerica Bank, as the new leader of the SBA later today, according a senior administration official.

Jan 15, 2014

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NASE Statement on Small Business Administration Nominee

Katie Vlietstra, Vice President for Government Relations and Public Affairs at the National Association for the Self-Employed (NASE), the nation’s leading advocate and resource for the self-employed and micro-businesses, today released the following statement with news that the Obama Administration will nominate Maria Contreras-Sweet as Administrator of the Small Business Administration (SBA) today at a White House press conference.

Jan 15, 2014

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Small businesses will face challenges in 2014, but resources to help are available (Miami Herald)

The vast majority of small businesses in the U.S. took a financial hit during the Great Recession. For years, as the recession gripped the economy, the outlook for small business growth remained grim. But today, some five years later, small firms with fewer than 100 employees are finally feeling optimistic about the future, according to a recent American Express OPEN Small Business Monitor survey.

Jan 06, 2014

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Ring in the New Year by Paying More Taxes

With just days away from 2014, The National Association for the Self-Employed (NASE) – the nation’s leading advocate and resource for the self-employed and micro-businesses -- today released a list of new and rising taxes for America’s smallest businesses in the new year.

Dec 22, 2013

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