Dear FSB: What is a good, affordable way to provide my employees with health insurance coverage? (My business is an insurance company, but we sell auto insurance.) I have a total of three employees. -Gaston Roberti, Roberti's Insurance Agency, Santa Ana, Calif.
Dear Gaston: "Finding a plan for your small business is not as much of a challenge as it was 10 years ago, though finding an 'affordable' option can take some legwork," says Gene Fairbrother, lead small-business consultant for the National Association for the Self-Employed (NASE), a support and lobbying group for self-employed workers and very small businesses. Fairbrother is also president of Dallas, Texas-based MBA Consulting, which specializes in small-business issues.
Posted on
Jan 03, 2008
Rising health care costs are significantly hurting micro-business and impairing their ability to grow, compete and succeed. The NASE supports the increase in competition among health care carriers in the small group market to encourage lower premium costs.
Posted on
Oct 25, 2007
A key obstacle facing small and micro-businesses is the lack of access to financing, which is essential for their start up and continued growth. One opportunity is the SBA’s loan programs. The NASE discusses the issues small business owners have in acquiring outside capital and advocates support, increased funding and improvements for the SBA Micro-loan program.
Posted on
Jul 12, 2007
Unfair tax codes are the chief complaint to the Internal Revenue Service from self-employed and micro-businesses. Vague rules and complex forms are often the source of
non-compliance. NASE highlights some of the pros and cons of some of the proposals and includes alternate recommendations to increase compliance without burdening your business.
Posted on
Apr 26, 2007
Finding access to capital is without a doubt one of the biggest hurdles facing small businesses today, but for thirty-four micro-business owners, that hurdle is a little lower thanks to the National Association for the Self-Employed (NASE). The NASE awarded $152,204 in business grants to its members in 2006, the first year of the NASE’s Business Development Grant program.
Posted on
Jan 13, 2007
Finding access to capital is without a doubt one of the biggest hurdles facing small businesses today, but for thirty-four micro-business owners, that hurdle is a little lower thanks to the National Association for the Self-Employed (NASE). The NASE awarded $152,204 in business grants to its members in 2006, the first year of the NASE’s Business Development Grant program.
Posted on
Jan 12, 2007
When Keith Vande Stadt saw the monthly HMO premiums for his one-man business jump from $650 to more than $900 last year, he started shopping around.
Posted on
Oct 18, 2002